PRIVACY POLICY

Effective Date: 30 September 2026
Last Updated: 30 September 2026

Mr.FinancialSurgeon respects your privacy and is committed to handling your personal data responsibly, transparently and securely.

This Privacy Policy explains how we collect, use, store, disclose and protect your personal data when you visit our websites, complete an assessment, register for a webinar, join one of our communities, download a resource, use our financial-planning tools or communicate with us.

1. Who We Are

Mr.FinancialSurgeon is a financial-education and financial-planning brand operated by:

Legal Entity: Industry Superstars
Registered Address: Bangalore, Karnataka, India
Email: info@mrfinancialsurgeon.com
Website: https://www.mrfinancialsurgeon.com/

In this Privacy Policy, “Mr.FinancialSurgeon,” “we,” “us” and “our” refer to Industry Superstars.

2. Scope of This Policy

This Privacy Policy applies to personal data collected through:

• MrFinancialSurgeon websites and landing pages;

• Financial-readiness assessments and scorecards;

• Webinar, masterclass and consultation registrations;

• WhatsApp communities, email lists and communication channels;

• Financial-planning applications, calculators and digital tools;

• Complimentary clarity or strategy calls;

• Contact forms, surveys, feedback forms and support enquiries;

• Advertisements and lead-generation campaigns; and

• Other services that link to this Privacy Policy.

Third-party websites and platforms have their own privacy practices. This Policy does not control how those third parties process your information.

3. Personal Data We May Collect

Depending on how you interact with us, we may collect the following information.

Identity and contact information

• Name;

• Email address;

• Telephone or WhatsApp number;

• City, state and country;

• Age or age range;

• Occupation, profession or business type;

• Years in business; and

• Other information you voluntarily provide.

Financial-planning information

If you complete an assessment, use a financial-planning tool or request personalised clarity, we may collect information relating to:

• Income and expenses;

• Assets, savings and investments;

• Loans and liabilities;

• Insurance coverage;

• Financial responsibilities;

• Retirement objectives;

• Children’s education requirements;

• Wealth-protection and legacy priorities;

• Risk preferences; and

• Other financial goals or concerns.

Please provide only the information reasonably required for the requested service. Do not send bank passwords, card PINs, UPI PINs, one-time passwords or online-banking credentials.

Assessment and engagement information

We may collect:

• Your answers to assessments or questionnaires;

• Scores, categories and generated recommendations;

• Webinar attendance and participation;

• Appointments booked or attended;

• Resources requested or downloaded;

• Community participation;

• Feedback, reviews and testimonials; and

• Communication history with our team.

Technical information

We may automatically collect:

• IP address;

• Browser and device type;

• Operating system;

• Pages visited;

• Referral source;

• Approximate location;

• Date and time of access;

• Cookie identifiers; and

• Website interaction and performance information.

Payment information

Payments may be processed by independent payment providers.

We generally do not receive or store your complete card, UPI or banking credentials. We may receive payment confirmation, transaction reference, amount, date and payment status.

4. How We Collect Personal Data

We may collect personal data:

• Directly from you;

• Through forms, assessments, apps and calculators;

• When you register, pay or book an appointment;

• Through WhatsApp, telephone, email or video calls;

• Through advertising and analytics platforms;

• From service providers acting on our behalf; and

• From publicly available or lawfully obtained sources.

5. Why We Use Your Personal Data

We may use your personal data to:

• Provide assessments, scorecards, reports and educational resources;

• Register you for webinars, masterclasses or consultations;

• Send access links, reminders and programme updates;

• Personalise educational content and conversations;

• Understand your financial concerns and objectives;

• Facilitate clarity calls or financial-planning discussions;

• Provide and improve our apps, websites and services;

• Process payments and maintain transaction records;

• Respond to enquiries and provide support;

• Operate WhatsApp communities and other member groups;

• Request feedback or testimonials;

• Analyse advertising and campaign performance;

• Detect misuse, fraud or security incidents;

• Maintain legal, financial and operational records; and

• Comply with applicable law and lawful government requests.

We will not use your personal data for a purpose materially different from the purpose communicated to you without providing appropriate notice or obtaining consent where required.

6. Consent and Withdrawal

Where processing is based on your consent, you may withdraw that consent at any time by emailing info@mrfinancialsurgeon.com.

Withdrawing consent will not invalidate processing already completed. It may, however, prevent us from continuing to provide a service that requires the relevant information.

You may opt out of promotional messages by:

• Using the unsubscribe option in an email;

• Replying “STOP” or requesting removal through WhatsApp;

• Leaving the relevant WhatsApp community; or

• Emailing info@mrfinancialsurgeon.com.

Transactional messages concerning a payment, registration, appointment or requested service may still be sent where necessary.

7. Cookies and Analytics

We may use cookies, pixels and similar technologies to:

• Keep our website functioning;

• Remember user preferences;

• Understand visitor behaviour;

• Measure campaign performance;

• Improve the website experience; and

• Deliver or evaluate advertising.

You may restrict cookies through your browser settings. Disabling essential cookies may affect website functionality.

Third-party services—including Meta, Google, payment platforms, scheduling platforms and webinar providers—may use their own cookies subject to their respective privacy policies.

8. How We Share Personal Data

We may disclose personal data when reasonably necessary to:

• Employees, authorised representatives and administrators;

• Certified Financial Planner professionals or other professionals assigned to assist you;

• Website, hosting, CRM, email and communication providers;

• Assessment, webinar and appointment-scheduling platforms;

• WhatsApp and other communication platforms;

• Payment processors;

• Analytics and advertising providers;

• Professional advisers, auditors or legal counsel;

• Government bodies, regulators or law-enforcement authorities when legally required; and

• A successor organisation in connection with a lawful merger, acquisition or business transfer.

Service providers are expected to process information only for authorised purposes and apply appropriate safeguards.

We do not sell personal data in exchange for money.

9. WhatsApp Communities

If you join a WhatsApp community or group:

• Your name, profile picture and telephone number may be visible to other participants;

• Messages posted by you may be visible to all members;

• Other participants may save or forward information you share; and

• WhatsApp will process information according to its own terms and privacy policy.

Please avoid posting confidential financial, identity or family information inside a group. For sensitive discussions, use an approved private communication channel.

10. Testimonials

We will seek appropriate permission before publishing an identifiable testimonial.

A testimonial may include your name, professional role, business category, feedback, photograph or video, depending on the permission provided.

You may request the removal of a testimonial from platforms controlled by us by emailing info@mrfinancialsurgeon.com. Removal may be subject to legal, archival and previously distributed material limitations.

11. Data Retention

We retain personal data only for as long as reasonably required to:

• Provide the requested service;

• Maintain business and transaction records;

• Resolve complaints or disputes;

• Meet legal, tax, accounting and regulatory obligations; and

• Establish, exercise or defend legal claims.

When personal data is no longer required, we may securely delete, anonymise or archive it in accordance with applicable law and our retention practices.

12. Data Security

We use reasonable administrative, organisational and technical safeguards designed to protect personal data against unauthorised access, disclosure, alteration, loss or misuse.

No internet transmission or storage system is completely secure. You are responsible for safeguarding your devices, accounts, passwords and access links.

If a personal-data breach occurs, we will take appropriate action and provide notifications where required by applicable law.

13. International Processing

Some service providers may process or store information outside India.

Where international processing occurs, we will take reasonable steps to use lawful service providers and comply with applicable restrictions governing cross-border data transfers.

14. Children’s Data

Our services are intended primarily for adults.

We do not knowingly collect personal data directly from anyone under 18 without verifiable consent from a parent or lawful guardian.

If you believe a child has provided personal data without appropriate consent, please email info@mrfinancialsurgeon.com.

15. Third-Party Links

Our websites may contain links to third-party websites, applications and platforms.

We are not responsible for the content, security or privacy practices of those third parties. Please review their terms and privacy policies before providing information.

16. Changes to This Policy

We may update this Privacy Policy to reflect changes in our services, technology or legal obligations.

The latest version will be published on our website with the revised “Last Updated” date. Material changes may also be communicated through email, WhatsApp or another reasonable channel.